6/17/2010 3:34 PM (PST)

Kristi,

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Just remember recent law became effective October 11, 2009, prohibiting collection of an advance fee by both licensed real estate brokers and licensed attorneys whose principal business is negotiating loans secured by real property. (Lawyers for whom negotiating such loans is incidental to the practice of law are not subject to this prohibition.) The prohibition also applies to taking any wage assignment, collateral or other security to secure payment. No power of attorney may be taken for any reason. This newest law also redefines "advance fee"to include a fee of any kind.